So what is Frugaliser anyway? April 26, 2006Posted by Perry Ismangil in Budgeting, Frugaliser, Spending.
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It is my idea of painless budgeting. If it's too hard to do you budget, you won't do it. How do I know this? I have spent the last decade trying to budget. And I can't even answer the simple question "can I afford this or not". The method itself is certainly not new, based on the tried-and-tested envelope method. But with the help of computers, internet banking, and debit cards, it can be made virtually painless.